As a blogger for an Insurance School this news story is quite peculiar . In Nevada a dog killed another neighbor’s pet and attacked the owner’s arm. The judge ruled that in order to protect the public at large the dog’s owner must get an insurance policy for $50,000 to get the dog back from animal services .
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It turns out that this dog’s name is Astro. All I can say is is “Rut Row George!”
Afflack might have to insurance it’s duck.
The man’s lawyer argues that this is not just because the dog had never shown any aggression before and was a fluke incident . It looks like the dog bit the neighbor’s arm because she scooped up her pomeranian. The judge also ruled for a high fence and danger signs put up .
The owner doesn’t think he can afford the policy . Is it too high ? It’s like insurance on an expensive Mercedes .
This case would cause a stunning precedent. I could envision judges ordering the parent’s of high school bullies to insure them . Should violent offenders have to pay bail and also pay for an insurance policy to protect the public from them ? Some people might consider that a tax on the lower-class. Should a health insurance company not have to pay for an abused wife’s medical bill and instead be paid for by her husband’s “abusive spouse” liability insurance?
Either way it looks like a boom to the insurance industry . Imagine the Continuing Ed class called , “Benji’s Gone Bad.” Or “When Lassie Pushes Someone Down A Well. ” Is that marine insurance?
As a dog lover I despise violent animals. I realize the judge in question’s opinion that offering this insurance option is better than just flat-out putting the dog to sleep with no questions. This whole scenario has me contemplating putting a leash on my chihuahua for the first time when he goes out front to do his business . Five pounds of Ferocity !
Rick Sabian